There was a woman named Sarah who lived in Augusta, GA. Sarah was a hardworking mother of two who had to commute to work every day. One morning, as she was driving to work, a reckless driver who was driving without insurance hit her car from behind. The impact was so severe that Sarah’s car spun out of control and crashed into a nearby tree.
Sarah was seriously injured in the accident. She suffered from multiple fractures and internal injuries. She was rushed to the hospital, where she underwent multiple surgeries and had to spend several weeks recovering.
The reckless driver who caused the accident fled the scene and was never caught. Sarah’s family had to bear the financial burden of her medical bills, which were substantial. They had to dip into their savings and even sell some of their possessions to pay for her treatment.
Sarah’s life was never the same after the accident. She could no longer work and had to depend on her family for support. The physical and emotional trauma of the accident left her with permanent scars.
The incident made Sarah’s family realize the importance of having uninsured motorist coverage in their car insurance policy. They encouraged everyone they knew to make sure they had the coverage, to avoid going through the same hardship that they had to endure.
Sarah’s story is a reminder to us all.
Uninsured motorist (UM) and supplemental uninsured motorist (SUM) insurance can be very helpful for drivers in Augusta, GA in the event of an accident with an uninsured or underinsured driver.
Uninsured motorist insurance provides coverage for injuries and damages that you may sustain if you’re involved in an accident caused by a driver who doesn’t have liability insurance. According to Georgia law, all drivers must have liability insurance, but unfortunately, not all drivers comply with this requirement. Therefore, if you’re hit by an uninsured driver, you may not be able to recover damages for your injuries or property damage without this type of insurance.
Supplemental uninsured motorist insurance provides additional coverage beyond what is provided by your regular UM insurance policy. This can be helpful in situations where the at-fault driver has liability insurance, but their policy limits are not enough to cover the full extent of your damages. In this case, your SUM insurance can help cover the remaining expenses, up to the limit of your policy.
Having UM and SUM insurance can provide peace of mind and financial protection in the event of an accident with an uninsured or underinsured driver. It’s important to note that UM and SUM coverage is optional in Georgia, but it’s highly recommended to ensure you have adequate protection on the road.
Nimmons Malchow Johnson Injury Lawyers is a car accident injury law firm based in Augusta, GA that represents individuals who have been injured in car accidents. Here are some of the ways that Nimmons Malchow Johnson Injury Lawyers can help someone who has been injured in a car accident in Augusta, GA:
Provide legal advice:
After a car accident, it can be challenging to know what to do next. Nimmons Malchow Johnson Injury Lawyers can provide legal advice on how to proceed and what steps to take to protect your legal rights.
Investigate the accident:
The lawyers at Nimmons Malchow Johnson Injury Lawyers can conduct a thorough investigation of the car accident to determine who was at fault and what caused the accident.
The lawyers at Nimmons Malchow Johnson Injury Lawyers can gather evidence, including witness statements, police reports, and medical records, to build a strong case on your behalf.
Negotiate with insurance companies:
Nimmons Malchow Johnson Injury Lawyers can negotiate with insurance companies to ensure that you receive the compensation you deserve for your injuries, medical expenses, lost wages, and pain and suffering.
Represent you in court:
If necessary, Nimmons Malchow Johnson Injury Lawyers can represent you in court and advocate for your rights in front of a judge and jury.
If you have been injured in a car accident in Augusta, GA, Nimmons Malchow Johnson Injury Lawyers can provide invaluable legal assistance and support to help you recover the compensation you deserve.
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