No, and this is one of the many reasons to retain an experienced personal injury attorney. You are not required by law to accept an offer the insurance company makes. But if you’re handling your case on your own, this is easier said than done.
People who represent their own insurance claims are often taken advantage of by the insurance company, who is looking for any way to reduce or even deny their claim. If your claim cannot be outright denied, the insurance company is likely to delay it, dragging it out to wear you down. They may even deny it at the start, making you fight to even get it accepted for processing. Then after these shenanigans, they’ll come at you with a lowball offer.
Under these circumstances, the average claimant is often afraid to turn down any offer. They may not know their claim’s true worth, or, they may simply be exhausted — if you’re handling your own claim, chances are, you’re also recovering from a serious injury. Either way, claimants without attorneys often accept that first lowball offer out of fear there won’t be another.
When you’ve got our injury attorneys on your side, the insurance company will know from the start they won’t get away with their usual manipulations. And we’ll be there to let you know the true value of your claim and to advise you as to which offers are worth considering and which ones are too low to waste your time on. The guidance you receive from the Augusta injury lawyers at Malchow Johnson Injury Lawyers is one of the biggest benefits of hiring an attorney.